Designation Descriptions
Registered Financial Consultant (RFC): The RFC designee has a professional financial planning designation or has passed a comprehensive RFC examination. Each RFC must meet seven membership requirements, including: experience, education, examination, ethics, licenses, business conduct and maintain significant annual continuing education of 40 hours yearly. Over 3,700 have received this designation from the International Association of Registered Financial Consultants.
The comprehensive RFC examination covers a wide range of subject matter: Principles of Personal Finance, Debt and Cash Flow Management, Employee and Government Benefits, Annuities, Securities, Investments and Asset Allocation, Life, Health and Casualty Insurance, Education and Special Needs Funding, Estate Planning, Survivor Income Needs Analysis, and Retirement Income.
Click here to view the RFC Professional Code of Ethics.
Investment Centers of America, Inc. (ICA), member FINRA, SIPC, a Registered Investment Advisor, is not affiliated with Kalamazoo County State Bank. Securities, advisory services and insurance products are offered through ICA and affiliated insurance agencies and are *not insured by the FDIC or any other Federal Government agency *not a deposit or other obligation of, or guaranteed by any bank or its affiliates *subject to risks including the possible loss of principal amount invested.